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Disclaimer- AmFunds Management Berhad and its employees shall not be held liable to you for any damage, direct, indirect or consequential losses (including loss of profit), claims, actions, demands, liabilities suffered by you or proceedings and judgments brought or established against you, and costs, charges and expenses incurred by you or for any investment decision that you have made as a result of relying on the content or information in this material. You shall assume full responsibility for your use of any content or information in this material and waive all your rights (if any) against AmFunds Management Berhad. The information contained in this material is for general information only and does not take into account your individual objectives, financial situations or needs. You should seek your own financial advice from a licensed adviser before contributing. You should be aware that contributions in private retirement scheme carry risks. An outline of some of the risks is contained in the Second Replacement Disclosure Document for AmPRS dated 7 October 2016, First Supplementary Disclosure Document dated 7 November 2016 and Second Supplementary Disclosure Document dated 30 January 2018 ("Disclosure Documents"). Contributions in private retirement scheme involve risks including the risk of total capital loss and no income distribution. Refer to the Disclosure Documents for detailed information of the specific risks for the funds. While Shariah-compliant funds have been structured to conform to Shariah principles, investors should seek their own independent Shariah advice prior to contributing. Unit prices and income distribution, if any, may rise or fall. Past performance of a fund is not indicative of future performance. Please consider the fees and charges involved before contributing. Investors are advised that following the issue of distribution, the Net Asset Value (NAV) per unit will be reduced from cum-distribution NAV to ex-distribution NAV. Units will be issued upon receipt of completed application form accompanying the Disclosure Documents and subject to the terms and conditions therein. You have the right to request for a copy of Product Highlights Sheet(s) for the fund(s). You are advised to read and understand the contents of the Product Highlights Sheet and Disclosure Documents before making a contribution decision. The Disclosure Documents have been registered with the Securities Commission Malaysia, which takes no responsibility for its contents. You can obtain a copy of the Product Highlights Sheet and Disclosure Documents at www.aminvest.com. AmFunds Management Berhad does not guarantee any returns on the contributions. This material may be translated into languages other than English. In the event of any dispute or ambiguity arising out of such translated versions of this material, the English version shall prevail. The Privacy Notice can be accessed via www.aminvest.com and is made available at our head office.