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Disclaimer - This advertisement material is prepared for information purposes only and may not be published, circulated, reproduced or distributed in whole or part, whether directly or indirectly, to any person without the prior written consent of AmFunds Management Berhad [198601005272 (154432-A)] (“AmInvest”). This advertisement material should not be construed as an offer or solicitation for the purchase or sale of any units in AmInvest’s Private Retirement Scheme(s) (“AmPRS”). Investors shall be solely responsible for using and relying on any contents in this advertisement material. AmInvest and its employees shall not be held liable to the investors for any damage, direct, indirect or consequential losses (including loss of profit), claims, actions, demands, liabilities suffered by the investors or proceedings and judgements brought or established against the investors, and costs, charges and expenses incurred by the investors or for any investment decision that the investors have made as a result of relying on the content or information in this advertisement material. Investors are advised to read and understand the contents of the Third Replacement Disclosure Document for AmPRS dated 2 April 2021, including any supplementary(ies) made thereof from time to time (“Disclosure Documents”) and its Product Highlights Sheet (“PHS”), obtainable at, before making an investment decision. The Disclosure Documents and PHS have been registered with the Securities Commission Malaysia, who takes no responsibility for its contents. The Securities Commission Malaysia’s approval or authorisation, or the registration, lodgement or submission of the Disclosure Documents and PHS does not amount to nor indicate that the Securities Commission Malaysia has recommended or endorsed the fund(s). The Securities Commission Malaysia has not reviewed this advertisement material. Investors may wish to seek advice from a professional advisor before making an investment decision. The fund(s)' units will only be issued upon receipt of the complete application form accompanying the Disclosure Documents. Past performance of the fund(s) is not an indication of its future performance. The fund(s)' unit prices and income distribution payable, if any, may rise or fall. Where a unit split/distribution is declared, investors are advised that following the issue of additional units/distribution, the Net Asset Value (“NAV”) per unit will be reduced from pre-unit split NAV/cum-distribution NAV to post-unit split NAV/ex-distribution NAV. Please be advised that where a unit split is declared, the value of investor’s investment in Malaysian Ringgit will remain unchanged after the distribution of the additional units. Please refer to the Disclosure Documents for detailed information on the specific risks of the fund(s). Investors are advised to consider these risks and other general risks elaborated, as well as the fees, charges and expenses involved. While our Shariah-compliant fund(s) have been structured to conform to Shariah principles, investors should seek their own independent Shariah advice prior to investing in any of our Shariah-compliant fund(s). This advertisement material may be translated into languages other than English. In the event of any dispute or ambiguity arising out of such translated versions of this advertisement material, the English version shall prevail. AmInvest’s Privacy Notice can be accessed via