Invest in AmInvest’s EPF-qualified funds directly via EPF i-Invest
1. What is EPF i-Invest?
EPF i-Invest (also known as i-Invest or the Member Investment Scheme) is an online self-service platform integrated into EPF’s i-Akaun portal that allows eligible Malaysian EPF members to withdraw a portion of their EPF savings and invest in selected unit trust funds managed by EPF-approved Fund Management Institution (FMIs).
2. What are the benefits of investing via EPF i-Invest?
Convenient & Accessibility
- Enjoy the flexibility to invest at your fingertips with no physical forms required.
- Seamless Investment Transactions: Easily purchase, switch, and redeem investments directly within the platform.
No Cash Required
- No need for extra cash - Invest using your EPF savings.
Diversify Your Retirement Investments
- Expand your retirement portfolio by leveraging your EPF savings with exposure to both local and international funds.
Low Front-End Charge
- Enjoy lower front-end charges when you invest through EPF self-service online platform - simple, fast and cost-effective.
3. What are the criteria to invest through this i-Invest platform?
- EPF members with EPF i-Akaun are eligible to invest via the EPF i-Invest platform.
- Members below 55 years of age may invest up to 30% of the amount exceeding their Basic Savings in EPF Akaun Persaraan.
- Members aged 55 and above may still invest, provided they maintain a minimum balance of RM1,000 in their EPF Akaun 55 or Akaun Emas.
4. What is the required Basic Savings amount?
Basic Savings refers to the minimum amount EPF members need to support their essential retirement needs upon reaching retirement age. This amount is pre-determined based on age in Akaun Persaraan - the older the member, the higher the Basic Savings requirement. Any amount exceeding this threshold can be invested through approved Fund Management Institutions.
5. What is the minimum investment amount?
The minimum initial investment amount is RM1,000.
6. What are the steps to invest in AmInvest funds using i-Invest?
Step 1
Login to EPF i-Akaun.
Step 2
Select “i-Invest” tab (on the top menu bar).
Step 3
On Account Holding page, proceed to “Click here to start investing now” or go to “Transactions” on the main menu and select “Buy”.
Step 4
Select “AmFunds Management Bhd” on “Please Select FMI”.
Step 5
Select your preferred AmInvest fund on “Please Select Fund”.
Step 6
Enter the investment amount desired and click “Proceed To Checkout”.
Step 7
Select AmInvest under “Choose a FMI/IUTA” and click “Buy”.
Step 8
Tick the checkbox on the declaration page and click “OK”.
Step 9
You will be redirected to AmInvest i-Invest platform.
Step 10
Complete the account opening process and click “Submit”.
Step 11
Tick the checkbox on Declaration page and select “Confirm”.
Step 12
Enter the TAC Verification on Member Authorization page and select “Proceed” to confirm purchase.
Step 13
Select “Next” to complete the transaction on the Summary page and a notification of successful application will be shown.
Step 14
Download, save or print your transaction receipt.
Login to EPF i-Akaun.
Step 2
Select “i-Invest” tab (on the top menu bar).
Step 3
On Account Holding page, proceed to “Click here to start investing now” or go to “Transactions” on the main menu and select “Buy”.
Step 4
Select “AmFunds Management Bhd” on “Please Select FMI”.
Step 5
Select your preferred AmInvest fund on “Please Select Fund”.
Step 6
Enter the investment amount desired and click “Proceed To Checkout”.
Step 7
Select AmInvest under “Choose a FMI/IUTA” and click “Buy”.
Step 8
Tick the checkbox on the declaration page and click “OK”.
Step 9
You will be redirected to AmInvest i-Invest platform.
Step 10
Complete the account opening process and click “Submit”.
Step 11
Tick the checkbox on Declaration page and select “Confirm”.
Step 12
Enter the TAC Verification on Member Authorization page and select “Proceed” to confirm purchase.
Step 13
Select “Next” to complete the transaction on the Summary page and a notification of successful application will be shown.
Step 14
Download, save or print your transaction receipt.
7. Which are the AmInvest's EPF-qualified unit trust funds?
Please click here to refer to the list of our funds. For more information on the funds’ fees and charges, cooling-off period and cooling-off right, please refer to the Prospectuses.
For further enquiries, please contact us at +603-2032 2888 or drop us an email at [email protected].